think it can't happen to you?
so did these Texans.
"For this guy to just come in and manipulate what youíve created over a lifetime was very upsetting."

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Carlos, vice president for commercial lending at a bank in San Antonio, says he learned he had become a victim to ID theft when he received several unsolicited credit cards in his name and a letter from Sears declining to open a Searsís credit account in his name because he already had a Searsís card.

Carlos said he checked his credit bureau reports and learned that someone had used his name to apply for accounts with 40 different creditors, including retailers, Visa and MasterCard.

Carlos said that his personal information was used by an ID thief to buy a sports car, open four credit card accounts each with $10,000 lines of credit, open and spend about $2,000 on a Wal-Mart credit card account and rent an apartment. Carlos said the dealer who sold the car to the ID thief obtained a copy of the thief's phony driver's license and bogus Social Security card, both of which contained his personal information. The driver's license featured a photo of the thief.

Carlos said he now has a Hawk fraud security alert on his credit bureau accounts. Carlos said police arrested the thief for fraud. Carlos said consumers should routinely their bank accounts online daily to ensure no thief has accessed their money.