Report Identity Theft to the Federal Trade Commission (FTC) and Fill Out the FTC's ID Theft Affidavit.
- Report your identity theft matter to the FTC.
- Fill out the FTC ID Theft Affidavit completely and accurately.
- Submit a copy of the affidavit to creditors who agree to accept it instead of a police report or instead of the creditor's own affidavit form.
Contact the FTC
The FTC maintains a national database of identity theft crimes, which helps lawmakers, consumer protection offices and law enforcement identify trends and investigate identity crime.
To file your identity theft complaint with the FTC, contact the agency directly by telephone, mail or online.
FTC ID Theft Affidavit
The FTC provides an ID Theft Affidavit to help victims of identity theft quickly and accurately dispute new unauthorized accounts. It is especially helpful in cases where consumers are unable to file or obtain a police report. Some creditors will accept this affidavit instead of a police report. Also, when you contact creditors to dispute charges based on the fact that you were a victim of identity theft, they will likely require you to complete their own affidavit form, but might accept the FTC's version instead. Using only one affidavit form will save you time. Be sure to fill out the affidavit completely and accurately.
The FTC ID Theft Affidavit can be downloaded below or from the Office of the Attorney General's Web site at www.texasfightsidtheft.gov. Remember to use certified mail, return receipt requested, so you can prove your documents were received. Always send copies to creditors and keep originals for your records.
|Step 4: Prevent
Further ID Theft Abuse